The United States is facing a housing shortage and home affordability crisis. Fulcrum Lending Corporation’s goal is to contribute to the creation and preservation of affordable housing across the U.S. through the provision of flexible debt capital to qualified real estate investors and operators. The Fulcrum S3 program was born out of the dislocation created in the debt capital markets by high inflation and rising interest rates. Sponsors are required to be nimble in uncertain markets and need lenders just as nimble and creative. S3 is specifically tailored to large asset owners seeking debt capital that can work well with subordinated debt and preferred equity. Borrowers may leverage Fulcrum Lending Corporation’s detailed underwriting and pricing platform to accurately underwrite financeable terms for the acquisition and/or capital improvement of multifamily properties anywhere within the United States. One lender, one stop, one loan product for any multifamily housing type and strategy. Brokers no longer need to understand and educate borrowers on multiple lending products for various strategies and multifamily sub-asset classes; only one - Fulcrum S3.
Nationwide
Over $20 million - Individuals who are US citizens; limited partnerships; limited liability companies; Single Asset Entities (SAE); Special Purpose Entities (SPE); tenancy-in-common (TIC) with up to five unrelated members; and Trusts (irrevocable trusts and revocable trusts with an individual guarantor)
Market Rate Affordable; Manufactured Multifamily Housing
Heavy to Light Value Add
Vacant to Moderate Lease-up
New Construction Take-out Financing
Financing for the acquisition or refinance of larger loans $20 million and up, offering partial-term and full-term interest only
Streamlined process for underwriting, closing, and funding
Streamlined loan documents
Flexible prepays
Up To
15x APY greater than the average rate on savings accounts
Up To
Backed by the full faith and credit of the US government
Multifamily Loans
Only multifamily loans, not riskier small business loans
Accesss Funds
Access your capital when you need it without penalty